• Anup is an accomplished Retail Banking professional with over 14 years of rich experience in driving Retail Banking Business, developing sales and distribution channels, building partnerships and alliances and managing product and segment level P & Ls.
  
  
• Prior to joining Ribbon, he was heading the Branch Banking and NRI Business for ICICI Bank UK PLC.

• Proven track record of delivering results in senior cross-border banking leadership positions for an Indian Bank servicing the NRI market
  
  
• Delivered mobile banking app for the UK market of the bank

• A result driven professional with extensive experience in Business Development, Marketing and Product Management.
  
  
• Manish has set-up numerous distribution networks for Financial Products and enjoys a deep understanding of customer segments and their financial goals.
  
  
• In his professional career, Manish was Head of Bancassurance & International Business for Kotak Life Insurance (India);  and Head of Marketing & New Account Acquisitions for ICICI Bank UK PLC. 

• 25 years of investment banking experience includes roles at Wood Gundy, Paine Webber, and UBS
  
  
• Former Executive Vice President at NASDAQ, NASDAQ Stock Markets, and Co-Founder of Gibraltar Stock Exchange

• Nuria Harjani has more than ten years’ experience within corporate and business development for financial services, E-money and Fintech companies
  
  
• She brings a carefully crafted network of professionals and entrepreneurs across several major industry sectors in Gibraltar, along with a driven work ethic to her role as NED for Red Ribbon Plc

• 16 years experience in the Fintech, Banking, and telecom tech industry
  
  
• Working with organizations to implement, adapt and manage IT infrastructure, applications, and platforms, along with building cryptocurrency trading platforms and e-wallets

• Riddi Viswanathan is a serial entrepreneur and a former student leader who has worked extensively with students, educational institutions and Higher education policy bodies in the UK-India education corridor.
  
  
• As an advocate for youth representation and inclusion, Riddi has represented young people at the Houses of Parliament Westminster, European Parliament- Brussels and has been invited by leading media houses including the BBC, New York Times, NDTV, The Hindu for her opinions.

• 20 years of experience in investments, real estate and ventures across India and the UK
  
  
• Founder of Red Ribbon Fund Management Limited and Red Ribbon Asset Management Plc
  
  
• Strong and established commercial network in India

• Banking professional for 7 years, worked in foreign exchange operations and retail operations.
  
  
• Masters (MSc) in Financial Technology.

• Williams has worked in banking for the past 17 years and has significant Anti-Money Laundering regulatory experience. 
  
  
• He has worked as Deputy MLRO and Frauds Controller in his previous role based in South Africa. He also holds a number of key financial services qualifications including the ACAMS certifications.

• Hiral is a driven finance professional with a strong academic background with work experience in the fintech industry. 
  
  
• She holds a double Masters’ degree in Investment Risk & Finance and an LLM in Banking and Financial Law. 
  
  
• Hiral has a good understanding of the financial markets and the regulatory environment, as well as the skills necessary to manage and grow businesses.

• Bhaskaran has 4 years of UK experience in Banking as a Relationship Manager sourcing new and managing existing corporates in the UK-India corridor to help employees with their banking requirements.
• Has significant sales and business development experience across a wide range of industries, like IT Service, IT Consulting, Business Consulting Service and Banking with consultive selling experience.
• He holds a Master's in Business Administration and a PGD in Marketing Management.

Vishal Sinha is a seasoned operations and customer service professional with 13+ years of experience as a visionary architect of change in the worldwide banking sector. With a commitment to digital transformation, Vishal is dedicated to creating a more customer-centric tomorrow and embraces a new era in finance, where each customer touchpoint is an opportunity to deliver excellence.